How to Protect Yourself Against Identity Theft

A data breach at a major company can put millions of people in danger of identity theft. Unfortunately, this seems to happen nearly every other day, with new company names splashed across the headlines each week. As security technology gets stronger, hackers and malicious actors meet the challenge of finding new ways to break it. It is important to understand what kinds of activities put your information in danger and what you can do to protect yourself from identity theft.

Secure Your Personal Information

It is possible to leave your personal information lying around, both in the physical world or online. Leaving a public computer without logging out and clearing passwords can be as damaging as losing a credit card on the bus. If you must use a public or shared computer, clear passwords. No matter what, it is a good idea to change passwords often and to avoid ones that are simple or easy-to-guess.

Shred Sensitive Papers

Bank statements, credit card offers, even utility bills can be used by thieves as part of the process of identity theft. Keeping your personal information secure means destroying papers with personal information instead of disposing of it while it can still be read. A shredder makes it easy to accomplish this task.

Phishing

Phishing is a common scam you need to be aware of it you want to protect yourself against identity theft. That is where a scam website tries to imitate a real website and convince you to enter your login credentials. For example, a scam might try to steal traffic away from Bank of America’s website with a dummy site that looks similar. If a person attempted to log into their Bank of America account, they would provide the scammers with their login credentials. Watch out for websites that do not look normal or seem off in some way.

Anti-Virus Software

There are many ways for thieves to try to access your personal information and steal your identity. One simple way to block their path is to keep your antivirus software up to date on every device you use to connect to the internet. Protection against viruses and security threats will watch for threats that you would not normally be aware of otherwise.

Knowledge + Vigilance

The only way to act against identity theft is to first know that someone has committed the crime against you. We live in a world today where there is simply no other option: individuals need to keep an eye on their accounts and credit report on a regular basis.

Everyone is entitled to a free copy of their credit report every year through each of the three major credit bureaus. Credit report monitoring is also included with an increasing number of financial products, such as credit card accounts. 

Credit Card Protections

It is more common to see credit card companies offering enhanced security features and measures designed to protect against identity theft. These features are less common on debit cards and you should be careful using them for online purchases.  When you make a purchase online, use the safest payment method available to you. You should know what protection is included on the card before using it.

Outside Investment Protection

As security breaches and identity theft becomes more common, there are an increasing number of services on the market today to help you guard your credit and identity. For example, an identity guard service might monitor your credit report for new accounts and notify you when something new is opened. If you did not authorize the account, you would be empowered to immediately act. 

Identity theft is alarming, but online shopping and banking are here to stay. We must adapt, and that means taking vigilant steps to monitor your financial identity and protect sensitive information.

Shred Sensitive Papers
Bank statements, credit card offers, even utility bills can be used by thieves as part of the process of identity theft. Keeping your personal information secure means destroying papers with personal information instead of disposing of it while it can still be read. A shredder makes it easy to accomplish this task.
Phishing
Phishing is a common scam you need to be aware of it you want to protect yourself against identity theft. That is where a scam website tries to imitate a real website and convince you to enter your login credentials. For example, a scam might try to steal traffic away from Bank of America’s website with a dummy site that looks similar. If a person attempted to log into their Bank of America account, they would provide the scammers with their login credentials. Watch out for websites that do not look normal or seem off in some way.
Anti-Virus Software
There are many ways for thieves to try to access your personal information and steal your identity. One simple way to block their path is to keep your antivirus software up to date on every device you use to connect to the internet. Protection against viruses and security threats will watch for threats that you would not normally be aware of otherwise.
 Knowledge + Vigilance
The only way to act against identity theft is to first know that someone has committed the crime against you. We live in a world today where there is simply no other option: individuals need to keep an eye on their accounts and credit report on a regular basis.
 
Everyone is entitled to a free copy of their credit report every year through each of the three major credit bureaus. Credit report monitoring is also included with an increasing number of financial products, such as credit card accounts.
 
Credit Card Protections
It is more common to see credit card companies offering enhanced security features and measures designed to protect against identity theft. These features are less common on debit cards and you should be careful using them for online purchases.  When you make a purchase online, use the safest payment method available to you. You should know what protection is included on the card before using it.
 Outside Investment Protection
As security breaches and identity theft becomes more common, there are an increasing number of services on the market today to help you guard your credit and identity. For example, an identity guard service might monitor your credit report for new accounts and notify you when something new is opened. If you did not authorize the account, you would be empowered to immediately act.
 
Identity theft is alarming, but online shopping and banking are here to stay. We must adapt, and that means taking vigilant steps to monitor your financial identity and protect sensitive informat